How Rich People Think Download

Thanks for visiting my site.

I wanted to share this link I found today.

I hope it still works, as this book is an eye opener for any middle-class American who is looking to be a self-made millionaire.

A must read! Steve does a great job making 100 comparisons between how Middle Class thinks and Rich People think.

Here is the link:

If it doesn’t work, it’s very affordable on Amazon. Click below to buy paperback.


Phonics For Us! – Free Phonics Book – Reader Books for Alternative Families


Are you looking for phonic books that represent your family?

If so, then Phonics For Us! is what you need.

WeLiveHereToo Publishing is a brand new publishing company with a mission to ensure all family structures are represented in children’s phonic books. My family and I started the company back in 2015!

The author, Jennifer Sendling-Ortiz, believes that children not only need to see their families represented in the books they read, but also to see them represented within the context of everyday childhood actions and behaviors.

The first Phonics For Us! series will focus on same-sex parents.

  1. Volume #1: Tad Has a New Hat (kindle and paperback).
  2. Volume #2: Amy Take the Cake (kindle and paperback).
  3. Volume #3: Coming January 2016.

The second Phonics For Us! series will focus on adoptive families.  Coming March 2016.

To get a free Phonics For Us! book, visit this link:

To get free Phonics For Us! printable coloring pages, visit this link:

Check out the introductory video below…


Be Your Own Bank – Proof It’s Not a Scam!

Family Bank -

Hi Friends,

Last month I wrote this blog post, “Be Your Own Bank – Is this A Scam?” I have been researching this method to see if Pamela Yellen is the real deal. Well, she is the real deal! I found the method in a book written by George Antone titled The Banker’s Code.


If you want it free, download it here: The Banker’s Code.

Basically, Chapter 12 discusses the method of creating your own bank from life insurance policy. It does a great job explaining the difference between regular whole life insurance and this method.

Both standard permanent whole life insurance has and your bank method have 2 parts:

  1. Death Benefit
  2. Cash Value

The “typical” setup is to maximize the death benefit and minimize the cash value.

The create your own bank method is the other way around. You want to maximize cash value and minimize the death benefit.

Here’s a great visual from the book (page 119 of the PDF).

Create Your Own Bank vs Whole Life Perm Insurance

Here’s an excerpt from Chapter 12:

The banking system method allows you to recapture your interest. By simply using your banking system, you’re building wealth automatically. Now, let’s suppose you can buy some goods using your credit card. The credit card charges you 12% interest. Would you prefer to borrow money from your own banking system or from another bank? Obviously, if you’re going to pay 12% anyway, why not pay it to your own banking system? After all, where else can you make The banking system method allows you to recapture your interest. By simply using your banking system, you’re building wealth automatically. THE BANKER’S CODE an easy 12%? This is the same money you were going to pay to another bank regardless.

 Your goal should be to redirect, as quickly as possible, most of that 34.5% into your banking system.

 Perhaps it could be as simple as borrowing money from your system to pay off your credit cards, and then start making monthly payments to your banking system with the same money you would have used to pay your credit card bills.

I loved the book and highly recommend it. George Antone seems like a real expert in creating wealth. Plus he loves Robert Kiyosaki – which is always a big plus!

There are 2 takeaways for me that I intent to ask the advisers when I contact them in 2016 for a free consultation.

  1. George says he doesn’t see borrowing from your own bank for every single loan you need. He says you shouldn’t borrow for everything. He says on page 124, that if you have a load for 0% from a car dealer or a regular bank – that you should take it. The advisers imply that you should borrow from your bank for ALL your loans/expenses. From the book: Some “experts” are extreme advocates of using the banking system for any and every loan. I disagree. For example, if you can get an auto loan for 0% to buy a car, why would you use your banking system to do that? Use the third-party financial institution. Some of these “experts” insist on using your banking system to buy the car loan and charging yourself a higher interest! They’re not considering the opportunity cost. Just use common sense and ask a lot of questions!
  2. When you borrow money against your bank, the money doesn’t come out of your policy. It comes out of a central pool of money you pay back. This confused me, but I’m sure it’s just because I’m missing something. I thought it did come out of your cash value.

Finally, just like Pamela Yellen from, George loves this wealth building strategy and highly recommends it. He says:

Your banking system can truly be a great wealth builder. Use it. (Page 124)”

Enjoy the book!

To your wealth and happiness!




FREE – Free Path To Wealth Kit

FreePathToWealth kit

I am going to begin documenting the books that inspire me to keep going.

I have found that if you want to be a millionaire, then these books are a must read! Every successful entrepreneur I have come across (both online and offline) has read these books multiple times.

I’m on the 2nd round with Think and Grow Rich 🙂

Here they are…enjoy!

  1. Think and Grow Rich by Napoleon Hill
  2. Science of Getting Rich by Wallace D. Wattles
  3. Rich Dad Poor Dad by Robert Kiyosaki
  4. You Were Born Rich by Bob Proctor

Amazon Royalty Matrix – Jay Boyer and Company


From the email they sent me:

Your chance to create your own
lucrative Amazon publishing biz in
2015 using the same tools & training
that thousands of our students have
enjoyed success…


I’m not sure if the links above will work by the time you read this blog.

Click here to download the free workshop guide from this site: AmazonRoyaltyMatrix.

A Comparable Sale Must Have These 4 Criteria!

A comparable sale must have these 4 criteria's
A comparable sale must have these 4 criteria’s

 Hi Friends,

I found this great FREE Real Estate ebook called “Quit Your Job in 19 Weeks or Less” by

It discussed how to jump into real estate (flipping, wholesaling) to get out of the rat race. I’m all about having your own business, moving out of the E/S quadrant and moving into the B/I quadrant. Thanks to Rich Dad Robert Kiyosaki – I have found a proven way to financial freedom – real estate. Now it’s just time to implement and take action – learn, make mistakes, and never stop until I win!

Sorry about that…back to comparable home sales 🙂

When a real estate investor has to put a value on a house that is part of their deal, they need to find comparable sales in the area.

This free ebook had the following information…

A comparable sale must have these 4 criteria

1. Comparable sales must be within a 1 mile radius of the subject property.

2. Comparable sales must have closed with in last 90 days.

3. Comparable sales must be within 300 sqw of the subject property.

4. Comparable sales must be of like kind. (eg, single story to single story) 

Comparable Sales:

Knowing what the property is worth is one of the most important aspects of wholesaling properties. Not knowing value can cost you tens of thousands of dollars.

How to Comp a Property – THE FORMULA

You’re looking for 3 properties that have sold in the last 90 days that are within 300 square feet to one mile of the subject property.

Where to Find Comps:

1. This site is a good start. It will give you properPes that have sold within the neighborhood of your subject property.

2. This is another great site to find comparable sales.

3.  eApprasial: This is similar to the above tools; they’ll give you another perspective on the value of the property you’re trying to comp.

4.  MLS:  Multiple Listing Service. Real estate agents have access to all the properties that have sold using the formula above.
The Best Method to Determine Comparable Sales:

The best option is MLS comparable sales, because you can see all the pictures and comments about the property. I also use the websites to get an idea of what the property could be worth. Another effective way is to simply drive the neighborhood. You’re looking for houses that have realtor signs in the front yard.

Call the listing agent and ask them for the property details. You’re looking for how many bed and baths the property has, the square footage, the list price, the days on market and general condition of the property.

Knowing this information along with the properties that have recently sold will give you a good idea of the price the property could sell for.

Thank you,! This is great information.

Leave feedback if you know of any FREE sites to find comparable sales. I know is one free comp sales resource 🙂

Attract Money Now – Free Ebook


Hi Friends,

Another FREE tool to help us on our Free Path To Wealth.

This is Joe Vitale from the movie “The Secret”. He’s one of the Law Of Attraction gurus.

He seems to be giving this Attract Money Now ebook away to get us to buy his coaching system.

I haven’t read it yet, since I found it today.

I like his energy and he makes a lot of sense.

Please leave a comment below, if you download and read it. I would love to hear your thoughts.

Attract Money Now book – FREE